Most states within the US require that all the drivers have an insurance with them at all time. This includes all the time they spend behind the wheel. Even getting pulled over and not having a car insurance can get you in trouble, regardless if you caused an accident or not.
However, there may be a time when you simply couldn’t afford to purchase a car insurance. Driving without an insurance is dangerous, as many things can go wrong if you end up in an accident. Here are some of the possible scenarios, and how to deal with every situation in case of an accident.
You Are A Victim
You ended up in a car accident, but you strongly believe that it is the other party’s fault for causing the accident. You don’t have a car insurance, but that does not necessarily mean that you are in a bad position. When and if this ever happens, contact our Car Accident Attorneys in San Diego and seek their immediate representation. They will know what to do in order to help you receive the compensation you deserve. Keep in mind that due to a fact that you do not have car insurance (which is illegal in California), the number of damages that you can recover is limited. You won’t receive full compensation as you would normally receive in the case where you had your car insurance.
At the end of the day, it always pays off to be insured. You never know what may happen next.
However, not always will you be a victim.
You Are Responsible For Causing The Accident
The most dangerous type of drivers is the one where there is no insurance. The victim of a car accident usually wants to get compensated for the damages done to their vehicle, and for the injuries they sustained. However, when you (the party responsible for causing the accident) don’t have an insurance, they (the victim) and all the passengers in their car will go after your assets. They will do everything in their power to try and get the compensation they deserve, and if you don’t have an insurance to back you up, your assets will be defenseless. They will take multiple legal procedures against you, and if the judge doesn’t rule in your favor, you may be in a very big trouble.
Don’t bring your personal properties and assets at risk. Avoid all potential complications and submit that monthly payment for your car insurance. You will be safer on the roads, and the police won’t have a reason to file charges against you.
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